Cashfree Offerings

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Learn about Payment Gateway, Payouts, Cashgram, Autocollect, Marketplace Settlement, and supporting features.

This document is a quick jumping-off point to quickly learn about Cashfree as a complete suite to collect and disburse payments. 

Learn about Payment Gateway, Payouts, Cashgram, Autocollect, Marketplace Settlement, and supporting features.

A Quick Overview

  • We help businesses collect and disburse payments with our wide range of innovative payment solutions
  • You can start with one product or multiple products (for example, you can use Payment Gateway to accept payments on your website and use Payouts for making bulk payments.
  • You get a dedicated account manager who becomes your single point of contact.
  • You can add any number of users. Our multi-user module lets you track user actions and control access rights.
  • All products can be accessed through a single Cashfree Merchant Dashboard.
  • For each product, you get a sub-dashboard where you can track all transactions and see analytics.

 

What features do I get with each product?

Below is an outline of the key features included with each product. Our Rest APIs can adopt as per your business requirement. Tell us your unique business payment requirement.

Payment Gateway 

  • Accept online payments via 70+ net banking options, debit cards, credit cards, wallets including Paytm
  • Give Buy Now Pay Later option with the widest range of card and cardless EMI options
  • Accept domestic and international payments, show products in 28+ international currencies and save yourself from currency conversion hassle
  • Integrate PayPal account
  • Track payment gateway transactions in real-time and get consolidated daily reports.
  • Track refund requests and release refunds.
  • Use plug and play integration for ShopifyWoocommerceMagento.
  • Connect with auto-e-collect for easy reconciliation of NEFT, IMPS, RTGS & UPI transfers
  • On JusPay? Select Cashfree from the list of available payments to use powerful features of Cashfree + JusPay together.
  • Connect with other products you use.

 

Payouts

  • Payouts is a bulk disbursal solution to send money any bank account, debit card, Paytm & UPI Id 
  • Instant-works 24*7, even on bank holidays
  • Use simple excel upload or integrate with your ERP to send money directly via API
  • Instant addition of beneficiaries-no cooling period
  • Automatic bank account verification before initiating any payment
  • No system configurations – works on all operating systems and browsers
  • Higher success rate achieved through intelligent routing and wide banking partners network
  • Do not know the user’s payment details? No worries, use Cashgram to release money via web link sent to their email id & phone no. and users enter payment details on their own

Bank account verification 

  • Just enter the bank account number and IFSC and know if the account exists and the name of the user at the bank 
  • Excel upload and API option available to bulk verify bank accounts
  • Works for all accounts in Indian banks including all public banks, private banks, and 126+ co-operative banks
  • Works 24*7

 

Cashgram

  • Cashgram is a web link that you can send to users to make payments
  • User can enter details of UPI Paytm wallet, bank account, debit, and credit card
  • Capability to set expiry date and time and cancel the validity
  • Connect with other tools you use.

How it works

  • Create a web link from the Dashboard or use API
  • Enter email id and mobile number
  • The user gets a notification, enters payment details and redeems the amount instantly
  • Connect with other products you use.

 

Marketplace settlement 

  • Split payment gateway- ideal for marketplaces looking to split vendor payments
  • Connect with Cashfree Payment Gateway to automate accepting and releasing payments in an integrated system
  • Run marketplace without handling your vendor’s money as Cashfree takes care of all hassles of setting up and operating a nodal account 
  • Works with other payment gateways and even for cash on delivery orders

 

Autocollect

  • Match inbound payments to customers automatically using virtual bank accounts and virtual UPI IDs
  • Supports payment via IMPS, RTGS, NEFT, UPI, and cheques across all banks -- collect payments directly via WhatsApp, Google Pay, BHIM, etc without any integrations.
  • Other benefits include faster settlements (Receive money in less than 3 hours* into your bank account), auto-reconciliation of payments coming from multiple sources, and accurate mapping of payments via virtual accounts & virtual UPI IDs.
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